18 Best Retail Rewards and Loyalty Programs for Savvy Shoppers

Did you know that nine out of ten companies currently offer retail rewards or loyalty programs for their customers?

Retail rewards programs are effective for growing customer loyalty, but they also provide great deals for shoppers who know how to use them or are on a budget. While earning points for your purchase is most common, you can also unlock special pricing, events, or perks with certain retailer membership programs. 

Before you start shopping, check out this list of the best retail loyalty programs*, and learn how you can combine your rewards with RaiseRight to save big on your purchases. 

1. Adidas
2. American Eagle
3. Bath & Body Works
4. Best Buy
5. Columbia Sportswear
6. CVS Pharmacy
7. Fanatics
8. Gap
9. H&M
10. IKEA
11. J. Crew
12. Kohl's
13. Nike
14. Nordstrom
15. Sephora
16. ULTA Beauty
17. Walgreens
18. Zappos 

Adidas

Looking for award-winning retail rewards programs? The AdiClub ranked among the best rewards programs in Bond’s Loyalty Report for 2021 and 2022. If you're an Adidas fan, join to receive: 

• Points for purchases and actions that convert to discounts and store vouchers
• Free shipping and returns
• Early and exclusive access to sneaker drops
• Access to community events, meet-and-greets, Adidas apps, and special discounts
• Higher-tier rewards like game tickets, signed products from sponsored athletes, product personalization, and priority customer service

American Eagle

With the American Eagle Real Rewards program, you can receive 4-8% back in rewards on every purchase. The program includes:

• Multiple levels with additional perks when you spend more
• An annual $5 birthday reward
• Members-only sales and events
• Enrollment in sister company aerie's equivalent program

Bath & Body Works

The My Bath & Body Works Rewards program serves up some sweet-smelling extras. Membership gets you: 

• 10 points earned per dollar
• Free products (up to $18.95) when you earn 1,000 points
• $10 off a purchase of $30 or more when you join
• Access to member-exclusive special discounts or products
• An annual birthday gift

Best Buy

Free membership in the My Best Buy program offers one extremely valuable perk: free shipping with no minimum order. Upgraded membership tiers unlock additional perks, such as member-only pricing and extended return windows. 

Columbia Sportswear

The Columbia Sportswear Greater Rewards is a must for outdoor enthusiasts. The basic free-to-join tier offers: 

• Free shipping with no minimums
• Earn $5 for every $100 spent
• A 15% off welcome discount and 20% off birthday coupon
• Upgrade to Titanium status with extra perks when you spend $300 or more annually

CVS Pharmacy

The CVS ExtraCare program helps you land a better bargain at your local pharmacy. Through it, you’ll receive:

• Sale prices and deals customized for you
• 2% back in ExtraBucks Rewards®
• A $3 birthday reward
• Up to an extra $50 in rewards at the pharmacy
• Additional perks and discounts when you upgrade your membership to ExtraCare Plus

Fanatics 

Sports fans can team up with the Fanatics ONE program to score bountiful benefits. With membership, you’re able to: 

• Earn up to 5% FanCash on every purchase at Fanatics and its crossover stores: MLB Shop, NBA Store, NFL Shop, NHL Shop, and Nascar.com or Nascar Shop
• Score free shipping and returns, and exclusive access to new products

Gap

The Gap Good Rewards program offers a unique feature—you can choose to either convert your points to charitable donations or use them to save. Registering for it provides: 

• One reward point for every $1 spent
• The ability to donate your points to a good cause
• Free standard shipping on purchases of $50 or more
• Birthday bonuses
• Exclusive member discounts 
• Further deals at sister and outlet stores: Gap Factory, Old Navy, Banana Republic, Banana Republic Factory, and Athleta

H&M

H&M includes a sustainability component to its loyalty program. Sign up to get: 

• 1 point per dollar spent, and a $5 reward for every 250 points earned
• A 15% discount for every bag of unwanted clothes you bring in to recycle
• Exclusive offers, discounts, shopping events, and birthday rewards
• Free shipping and free online returns

IKEA

IKEA is a top retailer of shippable, low-cost furniture, but you can also browse their Markethall and Swedish Food Market for smaller home and gift purchases. 

In terms of rewards, the IKEA Family program provides: 

• 1 point per dollar spent, and additional points for completing activities or attending events
• $20 off your first in-store purchase, plus birthday rewards
• Members-only discounts, sales, and holiday events
• Free tea or coffee at IKEA stores

J. Crew

If you’re looking for work and casual basics, check out the J. Crew Passport program. It includes: 

• Free shipping on every purchase 
• Free monogramming when you spend $500 or more in a calendar year
• Rewards for your birthday, half-birthday, and signup anniversary
• Exclusive access to sales, offers, and products
• Further deals at outlet store J. Crew Factory

Kohl's

Kohl’s offers a loyalty program that you can stack on top of frequent sales and "Kohl’s Cash" earning periods. You’ll get: 

• 5% or more rewards on every purchase
• Personalized perks and a birthday gift
• Higher rewards at higher spending levels, including anniversary gifts and free shipping events

Nike

The Nike Member Rewards program doesn’t use a points-based system, but rather focuses on exclusivity and lifestyle engagement with:

• 10% off all orders in the Nike app
• Special "Member Days", exclusive drops, and Challenges
• Early access to new, limited-edition, and exclusive colorway product releases
• Free shipping on orders over $50
• 60-day wear and test period
• Receiptless returns via the Nike app

Nordstrom

When you join the Nordy Club, your membership covers both Nordstrom and Nordstrom Rack stores. You’ll: 

• Earn 1 point per dollar to rack up Nordstrom Notes that can be used at Nordstrom or Nordstrom Rack
• Enjoy free 2-day shipping in select areas
• Be the first to shop Nordstrom Rack early arrivals and clearance events
• Unlock additional benefits and rewards at higher net spend amounts, such as Double Point Days and an extra 5% off at Nordstrom Rack

At higher levels, you can also receive $200 per year in custom alterations, which can be extremely valuable. In fact, as a former employee pointed out on Reddit, bra sizing is serious business in Nordstrom’s lingerie department. The employee notes: "We even had a specific employee for those who have had breast cancer and need a bra that works for them."

Sephora

The Sephora Beauty Insider program stacks up quite a few benefits that certainly make up for the time it takes to register. When you sign up, you’ll get: 

• Points with every purchase
• Free standard shipping with no minimum purchase
• A free birthday gift set every year
• The ability to redeem points for samples or mini items
• $10 off a qualifying purchase by trading in 500 points 
• Exclusive savings and discounts throughout the year
• Invitations to 2x point multiplier events
• 10% or more off during their twice-yearly savings event

ULTA Beauty

ULTA offers ULTA Beauty Rewards™ which they’ve trademarked as "the rewardiest program in beauty." With it, you’ll receive: 

• Points for purchases to use toward beauty products or services
• A free birthday gift and double points during your birthday month
• Weekly bonus points offers
• Additional benefits at higher spending levels, including free products and shipping 

An employee on Reddit notes that the ULTA app "constantly has point multipliers that can help you rack up your points" and that "multipliers almost always stack, so it’s easy to work the rewards system to your advantage."

Walgreens

Walgreens offers the myWalgreens loyalty program that multiplies earnings when you purchase its in-house products. With it, you can: 

• Earn 5% on Walgreens-branded products 
• Earn 1% on all other products—including pharmacy purchases
• Enjoy 30-minute pickup or same-day delivery
• Access exclusive sale prices
• Receive customized deals

Zappos

You don’t have to walk a single step to join the Zappos VIP program and earn rewards for your shoe purchases. It offers multiple ways to rack up points, including: 

• Free expedited shipping with no minimum purchase
• 1 VIP point for every $1 spent
• Double the points if you link to an Amazon Prime account
• The opportunity to earn 5 points per day for logging in and 10 points for reviewing your purchases
• Further opportunities for bonus points

Double down on savings with RaiseRight 

When you use RaiseRight with brands that offer the best retail rewards programs, you can get the most bang for your buck.  

Along with the abovementioned brands, RaiseRight partners with hundreds of other retailers, restaurants, and delivery services like Walmart, Amazon, McDonald’s, Starbucks, Instacart, and more. 

By integrating RaiseRight into your shopping routine, you can easily earn $1,000 or more each year—money that can go toward tuition, uniforms, travel, tournament fees, or donations. To estimate your household's earning potential, try our free calculator to see the benefits for yourself: 

*Disclaimer: Retail program benefits are provided and managed by the retailer, not RaiseRight, and are subject to change. Information is up to date as of January 2026.